Would my business be covered for lost profits (income) due to being shut down due to a fire, windstorm, etc?
Probably not if you did not purchase an endorsement that provides for business interruption. Most insured do not realize that […]
Would my homeowner policy cover me if my house was flooded due to excessive rising water caused by a hurricane?
No, a homeowner policy excludes losses from rising water. A Separate flood policy would cover this.
If I lend my vehicle to an individual not listed as a driver on my policy is he/she covered in case if an accident?
Yes, as long as he/she is not excluded. Anyone who has your permission to use your vehicle is covered.